A Wealth Coordinator, Not an Asset Manager

Most financial advice arrives in pieces. A CPA handles the return, a benefits portal holds the 401(k), a brokerage statement covers the investments, and nobody is responsible for whether the pieces work together.

That gap is what this practice exists to close. Rather than managing one slice of your finances well and leaving the rest to look after itself, the work is coordination across the whole picture, cash flow, tax, employer benefits, protection, equity compensation, and for business owners the company itself, treated as a single system rather than six separate conversations.

The commitment is straightforward: advice is given in your interest, the reasoning is shown, and where a recommendation creates a conflict you are told about it rather than left to find it.

Two groups make up most of the practice. High earners, often in tech, biotech, defence or medicine, whose income arrived faster than the structure around it, and who now have equity compensation, a large tax bill and a nagging sense that the pieces are not coordinated.

And business owners, for whom the company is simultaneously an income source, an unsold asset, a retirement plan and a risk concentration, and for whom personal financial planning has usually been deferred in favour of reinvesting.

What the two have in common is that several things are moving at once and the decisions interact. That is the situation this practice is built for.

The practice is fully remote. Meetings happen by video or phone, which in practice is what most clients preferred even when there was an alternative.

San Diego still matters, and not as a marketing line: California's tax treatment shapes most of the planning. The employer plan pages on this site are built from each employer's own filings and plan disclosures rather than from general knowledge. None of that requires you to be here. If you have moved away from an employer whose plan is covered on this site, or you are somewhere else entirely, the work is the same.

For how the planning process actually runs, stage by stage, see how we help. For what the practice covers, see the services overview.

If you are a CPA or an Enrolled Agent weighing up whether to introduce a client, the terms of that relationship are set out separately, on the page for referring professionals.

Good financial advice starts with listening, not pitching. I'm Brad Stevens, a wealth advisor with BAS Financial at Farther Finance Advisors, and this short video is a quick introduction to how I work and who I work with.

Most of my clients fall into two groups. The first is high earners navigating complex pay, things like RSUs and concentrated stock, alongside tax strategy, cash flow, and the question of what financial independence actually looks like for them. The second is business owners who are building a company and sponsoring its retirement plan at the same time, where personal and business decisions are tied together more tightly than most people realize. In both cases the goal is the same: a coordinated plan you understand well enough to explain in your own words.

I've spent more than 20 years doing this work. I'm based in San Diego and work with clients nationwide.

Farther is a modern wealth management firm that supports independent advisors with advanced technology, multi-custodial access, and a robust operations team to help deliver more proactive, tax-intelligent advice while keeping your full financial life organized in one place.

Farther's Intelligent Wealth Platform enables us to supersede the traditional wealth management experience by empowering our advisors to be more efficient, effective, and focused entirely on building your wealth and provides the following:

A modern client experience: A secure Intelligent Wealth Platform that brings your accounts, investments, documents, and progress toward your goals into a single, trusted view—so you always know where you stand and can stay connected with your advisor.

Trusted and multi-custodial flexibility: Your investment accounts are held at leading well-known custodians that Farther works with, such as Charles Schwab, Apex, Fidelity, and Pershing—so your assets stay secure while we focus on advice and execution.

Investing and planning infrastructure: Farther's Intelligent Wealth Platform combines powerful capabilities like automated tax-loss harvesting, advanced portfolio customization, and sophisticated asset location with dedicated teams who tailor to your specific goals and risk-reward preferences.

Concierge support: A dedicated operations team handles much of the administrative and workflow complexity—helping your advisor spend more time in planning conversations and proactive outreach

Farther's Intelligent Wealth Platform does the heavy administrative and operational lifting so that we can focus on you. This partnership liberates us to be a true strategist and coordinate your financial picture.