All-in on saving for retirement? Not so fast

What can you miss by focusing only on the future?

With all due respect to your father’s guidance, you should consider the order of how you deploy your new money savings before ONLY maxing out your contributions to a 401(k), 403(b), or other tax-advantaged retirement plan. If your employer has a match, great: Consider contributing up to that amount. And the rest? Maybe consider using it to:

• Protect your assets and income
• Build up your emergency fund
• Pay off/down short-term (and often high-interest) debt
• Seize opportunities for non-retirement investments

Decisions we make now can improve our lives every day, not just the day we retire. Can we chat?

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